Financing Solutions
Medium and Long-term Business Financing
Overview
Wise aims to service the long-term financing needs of businesses with a sound financial standing, solid management and evident succession planning.
Eligible businesses include
- Small & Medium-sized Enterprises (SMEs)
- Large Corporates
- Professionals
- Sole Traders
- Partnerships
- High Net-Worth Individuals
What we offer
The Bank offers long-term business credit facilities of 3 to 12 years tenor to finance the operational and investment requirements for growth. These include the following:
- Project financing
- Acquisition of business premises
- Purchase of assets
- Renovation
- Refinancing
Pricing
The interest rate on long-term business credit facilities is calculated based amongst other on prevailing market conditions and a variety of factors reflecting the risk undertaken, the security provided and the duration of the facility.
Requirements
How to apply
Applicants are required to complete and submit the following:
- The Credit Facility Application Form
- The Personal Financial Statement (PFS). Where applicable, the PFS must also be completed by all guarantors/security providers
- The supporting information/documentation as stated on the relevant document
- The relevant checklist for Legal Entities, Self-employed and Freelancers or Natural Persons
For the evaluation of a long-term business credit facility request, all above documents must be submitted to the Bank.
Existing clients
- Existing clients may contact their personal Client Relationship Officer (CRO) and communicate their request through email, mail or fax
New clients
- New clients have the option of contacting one of our experienced CROs to guide them through the process or by directly submitting their initial request through email, mail or fax
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